- Global fintech, Ebury, has launched its business lending product, Supplier Payment Finance, in New Zealand
- The firm is offering SMEs flexible, unsecured finance from 0.35–1.2% per month, with terms up to 150 days
- Globally, Ebury's Supplier Payment Finance product has grown ~35% year-on-year and is now one of the firm's most significant product lines
Auckland, 30 June 2026 – Ebury, the leading global fintech specialising in international payments and FX risk management, today announced the launch of its Supplier Payment Finance product in New Zealand. The launch addresses a well-documented and persistent structural failure in New Zealand, SME lending landscape: businesses that are actively trading internationally struggle to access affordable, flexible financing from traditional banks to support their growth.
Rick Roache, Managing Director (APAC) at Ebury, said, “At the moment, SME’s looking for capital to forward-pay supplier invoices have to navigate a failed system. We’re filling that gap by providing a product that is built for how international trade actually works.”
Ebury’s Supplier Payment Finance product allows importing SMEs to finance their local and overseas supplier invoices while simultaneously managing the associated FX exposure for overseas supplier invoices.
The product comes in the form of an unsecured loan, with transparent, flexible pricing between 0.35% and 1.2% per month, customised to each client's profile and usage.
For a New Zealand business paying a supplier in AUD, RMB, USD, EUR or any other currency, the product eliminates the need to tie up working capital at the point of payment, enabling businesses to maintain and grow international supply chains without cashflow constraints.
“Currently, if you need to pay your supplier in China or the US, you need to manage the currency risk, and you need time for your goods to arrive and sell through before that payment is due. We handle all of that in one go,” said Roache.
“From what we’ve seen, New Zealand's banks have largely walked away from SME lending, while the ones still in the room want your house as collateral before they willhave a conversation with you. That’s putting the brakes on the kinds of businesses in New Zealand that are actually driving this economy forward.”
This announcement follows a successful launch in Australia in 2019, which has since grown to be one of Ebury’s top lending markets globally. With Ebury having established its New Zealand presence in Auckland in 2024, the company expects the local market to follow a similar adoption curve. Roache said, “We’ve seen what’s worked overseas, and now we’re bringing it to New Zealand. We’re a global fintech solving a local problem.”
Media Enquiries:
Cognito on behalf of Ebury: eburyANZ@cognitomedia.com
About Ebury
Ebury is a global fintech offering innovative financial solutions to help ambitious businesses operate and scale in a borderless world.
Our proprietary technology and bespoke approach remove the friction from global cash flow operations, helping businesses unlock their global growth without barriers. From business accounts to hedge, financing, APIs, and more - we offer everything businesses need to operate and grow in new markets with clarity, confidence, and control.
Founded in London in 2009 by Juan Lobato and Salvador García, we are expanding rapidly with a global presence across 45+ offices in over 30+ regulated markets.
Ebury Partners Australia Pty Ltd is registered in New Zealand as an overseas Australian Securities and Investments Commission (ASIC) company with NZBN: 9429050428649. It is registered on the New Zealand Financial Services Provider Register (FSP1004606). Ebury is a registered AML reporting entity with the Australian Transaction Reports and Analysis Centre (AUSTRAC) and with the New Zealand Department of Internal Affairs (DIA).
